So who keeps track of the family bills? it is thought that in traditional families the man earns it, the women spends it…the way it should be right!?
However, unfortunately, in the modern family there is more shared participation. It is thought that newlyweds will share the decision of how the money is spent, and as time goes by one spouse or the other will take over these responsibilities. Cultural background will impact the dominance of husband or wife; husbands tend to be more dominant in decision making amongst couples with a strong Mediterranean ethnic identification. Even in northern Europe, the traditional pattern of ‘male’ and ‘female’ roles is still fairly strong. When it comes to men and women and decision-making, traditionally some buying decisions were made by one spouse. For instance men would choose the car, the telly and women would be in charge of decorative decisions, and things like holidays were made jointly. However of recent times there has been evidence of role change with men taking more of an interest in household affairs and woman making joint decisions on products such as cars.
Knowing who the decision maker is, is of high importance to the marketer because they need to know who they are to target and whether or not they are to target a single spouse or both. In some cases though they may be targeting the children however, as research shows that many family purchases other than toys are influenced by children. Children tend to be heavy TV viewers so are likely to be exposed to more ads than other groups and therefore influenced more.

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